Counseling You Through Life's Difficult Times

Insurance will cover my losses after an accident, right?

Your life was going along just fine. Then, in the blink of an eye, you were involved in an automobile crash in Maryland that left you or a loved one seriously injured. The toll this accident has taken on your life and family has been almost too much for you to bear. You are counting on your or the responsible party’s insurance provider to cover your losses, but will that happen? 

Unfortunately, they may not 

The sad reality of car accident aftermath is that insurance providers often fail to provide adequate coverage for a victim’s losses. Why? Insurance is big business, and they only make a profit when they don’t have to pay out big claims.  

What can you do? 

If you find insurance is failing to offer you fair compensation for your losses, you don’t have to take it. You have the right to fight for more. You can do this in a number of ways, but it usually starts by sending a demand letter. In this letter, you describe your injuries and losses, and request payment in an amount you believe is fair. From there, negotiations can begin. 

What if negotiations fail? 

If the demand letter and negotiations fail to get you an acceptable settlement, you may take your case to court. As this is the most expensive option for insurance providers, they are usually willing to settle before things get this far. However, there are some cases where this is an appropriate course of action.  

Get help 

car accident that results in serious bodily injury can change a person’s life forever.  The financial, physical, and emotional costs can be high and difficult to recover from alone. With help, you may not have to shoulder your losses on your own. To learn how legal counsel may be able to help you achieve maximum compensation, please take a moment and visit our firm’s website.